Flexible digital lending platform helping innovative lenders evolve and thrive in the mobile and digital age

Financier™ is a scalable software solution giving financial and credit providers the efficiency, agility and autonomy required
to lend responsibly and ensure customers are treated fairly whilst helping to drive competitive advantage.

Financier™ Loan System Software

Financier™ Loan System Software

About Welcom

Simplifying business operations for better customer experiences and outcomes

Designing and developing software solutions since 1978, Welcom Digital has the in-house expertise to provide innovative and effective solutions to a broad spectrum of industries and customers.

Welcom Digital

Welcom Digital

Our Solutions

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Financier™ Modules

Highly configurable API first loan management system offering end to end suite of integrated modules covering most types of consumer and commercial lending and delivery channels

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Websites / Portals

Expertise in delivering functionally rich ecommerce sites to integrated self-service portals and websites that can provide unique, personalised customer journeys

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Special projects

Digital retail solutions covering the whole retail business process including flexible credit options, ecommerce, point of sale, stock, and financials

Professional Services

With a team of experts, we bring together a wealth of
experience in consultancy, solution design and development, integration, and support.

 

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Project Management

From requirements capture to completion, our
Project Managers ensure the smooth delivery of
projects, providing governance through our
dedicated Project Management Office.

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Analysis & Consulting

Our Financier™ Business Analysts and Product Consultants are
experts in digital lending and can work with you
to translate business and operational requirements so that lenders can safely
meet regulatory obligations whilst maximising profitability

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Client Support

All our applications including in-house solutions,
hardware, databases, operating systems and
third party software are supported directly
through our dedicated Client Services team.

Why Choose Financier™?

Our multi-brand API first digital lending platform is a powerful solution that automates business processes and manages streamlined administration structures, allowing our clients more time to focus on good customer outcomes and meeting regulatory obligations.

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Over £10 billion transacted through Financier

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From smaller clients to FTSE100 companies

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Digital lending capability for the FinTech sector

What Our Clients Say

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We particularly like their partnership concept in systems development.

Andrew Cheyne, Don Fishing

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What Our Clients Say

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Welcom showed a high standard of knowledge, expertise, professionalism and research.

FGH (Freemans Grattan Holdings)

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What Our Clients Say

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Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

Natalie Miller, CITB

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What Our Clients Say

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Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Mike Palmer, Frasers Group Financial Services

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Our Insights

Eight in ten mortgage brokers optimistic amid economic challenges

New research reveals that there is healthy optimism among brokers about the future of the UK mortgage sector, despite a challenging economic backdrop, including stamp duty rises expected in April and falling rent prices causing worries for buy-to-let buyers.

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Consumer finance new business fell by 1% in November 2024

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business fell in November 2024 by 1% compared with the same month in 2023. In the eleven months to November 2024, new business in this market was 1% higher than in the same period in 2023.

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Economic growth forecast slashed for 2025

The EY ITEM Club Winter Forecast is predicting that UK GDP growth will be at 1% in 2025, down from the 1.5% growth projected in October’s forecast. This represents only a marginal improvement on the 0.8% GDP growth the UK economy likely achieved in 2024.

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House price affordability improves, but average first-time buyer still paying five times salary

Wages outstripped house price growth last year resulting in a “modest improvement” in affordability for buyers, according to mortgage lender Nationwide.

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Mortgage affordability improving but borrowers still stretched: Nationwide

There has been a modest improvement in UK housing affordability over the last year, due to earnings growth marginally outpacing house price growth and a slight reduction in average borrowing costs.

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Consumer confidence falls but analysts say 2025 could be better

Consumer confidence dropped marginally in the last quarter of 2024, according to the Deloitte consumer tracker.

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri