The future of lending, ready to launch

Embed Financier seamlessly to accelerate growth, improve customer outcomes and lead in the digital lending era.

About Welcom

Driving digital transformation 

Welcom Digital combines decades of expertise with dedicated and passionate people to design flexible, effective solutions that help businesses succeed in a connected world.

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Why choose Financier—a smarter way to power digital lending

Our API-first, multi-brand platform streamlines administration and automates key business processes—giving lenders more time to focus on customer outcomes and stay ahead of regulatory requirements.

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Over £10 billion transacted through Financier

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From smaller clients to FTSE100 companies

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Digital lending capability for the FinTech sector

What Our Clients Say

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We particularly like their partnership concept in systems development.

Don Fishing

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What Our Clients Say

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The new integration between Welcom Digital’s Financier LMS to Provenir’s AI-powered fraud and credit risk decisioning solution is a key part of our investment in digital finance options tailored to our customers' individual needs and I can’t thank the Welcom & Provenir teams enough for their support throughout.

Stuart Daniels, Chief Credit Officer, FGH (Freemans Grattan Holdings)

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What Our Clients Say

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Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

CITB

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What Our Clients Say

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Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Frasers Group Financial Services

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Our Insights

Second charge mortgage new business volumes grew by 27% in November 2025

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said

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Affordability gap locks out 1.5m potential homeowners

The gap between what aspiring homeowners can realistically afford and the actual cost of purchasing a home has widened significantly in recent years, according to the latest research by the Home Builders Federation (HBF). As a result, despite strong demand for housing, millions are unable to turn that demand into a purchase, with young people and first-time buyers worst affected.

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Website Launch

Welcom Digital, a trusted provider of loan management systems to the finance sector, has announced the launch of Financier Homeowner, a brand-new module designed to support lenders operating in the residential mortgage sector with an intelligent API first approach providing the tools they need.

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Later Life Lending Prepares for Take-off

The later life lending market is already a massive opportunity for advisers, with UK Finance data for the third quarter of last year estimating it was worth £6.5bn.

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Beyond Regulation: How Acquired.com is Accelerating Commercial VRPs with Visa

Last week our Sales Director, Peter Richmond attended the ‘Beyond Regulation: How Acquired.com is Accelerating Commercial VRPs with Visa’ breakfast panel. Here’s what he had to say about the event

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Mortgage lending increased in November

Latest Bank of England data showed that net borrowing of mortgage debt by individuals increased to £4.5 billion in November, following a decrease of £1.0 billion to £4.2 billion in October.

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Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 456 5859

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Call us on 0845 456 5859