Assisting digital lenders provide personalised
lending platform.

Overview

Assisting digital lenders provide personalised credit products via a web-based digital lending platform.

Welcom provide flexible lending and collection solutions for both commercial and consumer finance with our leading enterprise platform, Financier. Our clients range from high street names offering retail finance (revolving credit/term loans), and providers of short or long term credit to peer to peer platforms.

 

Financier’s unique modular system allows you to rapidly deliver new products to your chosen market, whether consumer or commercial, regulated or unregulated agreements

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Our Solutions

Financier™

Financier™

Highly configurable loan management platform offering end to end suite of integrated modules covering most types of lending and delivery channels

Websites / Portals

Websites / Portals

Expertise in delivering functionally rich ecommerce sites to integrated self-service portals and websites

Special projects

Special projects

Digital retail solutions covering the whole retail business process including flexible credit options, ecommerce, point of sale, stock and financials

What Our Clients Say

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We particularly like their partnership concept in systems development.

Andrew Cheyne, Don Fishing

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What Our Clients Say

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Welcom showed a high standard of knowledge, expertise, professionalism and research.

FGH (Freemans Grattan Holdings)

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What Our Clients Say

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Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

Natalie Miller, CITB

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What Our Clients Say

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Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Mike Palmer, Frasers Group Financial Services

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Our Insights

In the press

Mortgage affordability improving but borrowers still stretched: Nationwide

There has been a modest improvement in UK housing affordability over the last year, due to earnings growth marginally outpacing house price growth and a slight reduction in average borrowing costs.

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In the press

Consumer confidence falls but analysts say 2025 could be better

Consumer confidence dropped marginally in the last quarter of 2024, according to the Deloitte consumer tracker.

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In the press

Business confidence hits two year low

UK business confidence has reached its lowest point in nearly two years, according to the latest Business Trends Report by BDO. The BDO optimism index fell by 5.81 points to 93.49 in November, marking the steepest month-on-month decline since 2021. Firms are grappling with rising costs, reduced customer confidence, and falling orders, leading to a potential economic contraction.

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In the press

Mortgage arrears increases by 18%

Latest mortgage lending data from the Bank of England and FCA shows that the value of outstanding mortgage balances with arrears is 18% higher than a year earlier and has risen to £21.9 billion, albeit this has declined by 0.4% compared to the previous quarter.

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In the press

British consumers most likely to demand instant decisions on loans

New research by CRIF has found that consumers in the UK are the most likely in Europe to demand near-immediate decision-making on services and product applications by banks, insurers and lenders.

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In the press

Second charge mortgage new business volumes grew by 32% in October 2024

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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Product Demo Contact us Find us

Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri