Assisting digital lenders provide personalised
lending platform.

Overview

Assisting digital lenders provide personalised credit products via a web-based digital lending platform.

Welcom provide flexible lending and collection solutions for both commercial and consumer finance with our leading enterprise platform, Financier. Our clients range from high street names offering retail finance (revolving credit/term loans), and providers of short or long term credit to peer to peer platforms.

 

Financier’s unique modular system allows you to rapidly deliver new products to your chosen market, whether consumer or commercial, regulated or unregulated agreements

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Our Solutions

Financier™

Financier™

Highly configurable loan management platform offering end to end suite of integrated modules covering most types of lending and delivery channels

Websites / Portals

Websites / Portals

Expertise in delivering functionally rich ecommerce sites to integrated self-service portals and websites

Special projects

Special projects

Digital retail solutions covering the whole retail business process including flexible credit options, ecommerce, point of sale, stock and financials

What Our Clients Say

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We particularly like their partnership concept in systems development.

Andrew Cheyne, Don Fishing

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What Our Clients Say

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Welcom showed a high standard of knowledge, expertise, professionalism and research.

FGH (Freemans Grattan Holdings)

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What Our Clients Say

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Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

Natalie Miller, CITB

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What Our Clients Say

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Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Mike Palmer, Frasers Group Financial Services

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Our Insights

In the press

Mortgage lending fell slightly in February

Latest Bank of England data has shown that mortgage approvals slipped by 600 to 65,500 in February from a year ago, following a fall of 400 mortgage approvals in January.

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In the press

Second charge new business up 24% in January 2025: FLA

The second charge mortgage market made a positive start to 2025, with double-digit growth in new business by value and volume.

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In the press

Consumer finance new business grew by 2% in January 2025

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew in January 2025 by 2% compared with the same month in 2024. In the twelve months to January 2025, new business in this market was also 2% higher than in the same period in 2024.

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In the press

First-time buyers paying extra £4,200 a year on their mortgage

First-time buyers in the UK are facing paying an extra £4,200 a year on their mortgage with increased mortgage payments, which now average £940 per month compared to £590 five years ago, according to latest Rightmove research.

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In the press

Second charge mortgage new business volumes grew by 16% in December 2024

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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In the press

Asset finance new business grew by 7% in December 2024

New figures released by the Finance & Leasing Association (FLA) show that total asset finance new business (primarily leasing and hire purchase) grew in December 2024 by 7% compared with the same month in 2023. In 2024 as a whole, new business was 3% higher than in 2023.

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Product Demo Contact us Find us

Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri