Consumer Finance

Financier™ provides an efficient and fully supported software solution for consumer finance

From origination through to collections and debt sale, we provide an end-to-end loan system software solution to lenders with Financier™

The digital journey at customer level enables the lender to provide personalised credit terms.

Our personal loan module is extremely flexible and scalable, and is developed to support the following loan types:

  • Consumer loans
  • Guarantor loans
  • Secured loans
  • Alternative finance
  • Digital lending
  • Marketplace loans
  • Line of credit and overdraft facilities
  • Short term loans

We can also provide website design and development including self-service portals for customers and intermediaries.

 

 

 

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Our Insights

In the press

Eight in ten mortgage brokers optimistic amid economic challenges

New research reveals that there is healthy optimism among brokers about the future of the UK mortgage sector, despite a challenging economic backdrop, including stamp duty rises expected in April and falling rent prices causing worries for buy-to-let buyers.

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In the press

Consumer finance new business fell by 1% in November 2024

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business fell in November 2024 by 1% compared with the same month in 2023. In the eleven months to November 2024, new business in this market was 1% higher than in the same period in 2023.

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In the press

Economic growth forecast slashed for 2025

The EY ITEM Club Winter Forecast is predicting that UK GDP growth will be at 1% in 2025, down from the 1.5% growth projected in October’s forecast. This represents only a marginal improvement on the 0.8% GDP growth the UK economy likely achieved in 2024.

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In the press

House price affordability improves, but average first-time buyer still paying five times salary

Wages outstripped house price growth last year resulting in a “modest improvement” in affordability for buyers, according to mortgage lender Nationwide.

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In the press

Mortgage affordability improving but borrowers still stretched: Nationwide

There has been a modest improvement in UK housing affordability over the last year, due to earnings growth marginally outpacing house price growth and a slight reduction in average borrowing costs.

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In the press

Consumer confidence falls but analysts say 2025 could be better

Consumer confidence dropped marginally in the last quarter of 2024, according to the Deloitte consumer tracker.

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri