Analysis and Consultancy

Working closely with you to add value to your software investment

Getting you there...

Throughout the entire project lifecycle, our experienced team of business analysts and product consultants are on hand to help ensure that your vision is achieved.

With extensive experience of software delivery to the financial services market, the team provides a wide range of value added services including:

 

  • Workshop facilitation
  • Requirements elicitation, prioritisation and analysis
  • Process definition and improvement
  • Financier configuration setup
  • Workflow design and setup
  • Financier enhancement design and specification
  • Change management
  • UAT support
  • Training

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Keeping you at the top...

We know that the financial services market continues to evolve at a fast pace and that implementing a new software solution is only the start of things.

Whether you're looking to redefine the customer journeys, launch a new product offering or introduce enhanced levels of real time reporting, the team is ready and waiting to help you achieve this.

Our Insights

North of England FinTech Report 2025

The report finds the North to have close to 400 FinTech firms employing nearly 20,000 people, generating £1.5 billion of Gross Value Added (GVA) to the northern economy. It estimates the total FinTech workforce of the region to be almost 70,000 people, when FinTech roles within the financial and tech sector firms are included.

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Credit card spending slows

Latest UK credit card data from global analytics software leader FICO provides stark evidence that consumer financial confidence remains low. Whilst spending has followed the usual seasonal drop after Easter, the average active balance is 4.7% higher year-on-year, suggesting consumers are not able to clear as much of their credit card debt.

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Consumer finance new business grew by 2% in May 2025

New figures released (15/07/25) by the Finance & Leasing Association (FLA) show that consumer finance new business grew in May 2025 by 2% compared with the same month in 2024. In the first five months of 2025, new business in this market was 4% higher than in the same period in 2024.

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Second charge mortgage new business volumes grew by 11% in May 2025

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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First-time buyers typically borrowing for 31 years

First-time buyers are borrowing through mortgages that last an average of 31 years as the affordability of homes remains a stretch.

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Consumer finance new business grew by 1% in April 2025

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew in April 2025 by 1% compared with the same month in 2024. In the first four months of 2025, new business in this market was 4% higher than in the same period in 2024.

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri