Software Development

Creating digital solutions for the FinTech Sector

Our customers are unique and so is our software

The design of your solution starts with our software architects who work closely with the product experts in the development team to create bespoke elements for the core Financier system.

Our experienced software developers work in the project team to create bespoke solutions for our clients in addition to enhancement and maintenance work on the core Financier platform. This fully integrated process enables architects and developers to work closely with the Analysis and Consultancy team to deliver against functional and technical specifications.

 

We follow a defined Software Development Life Cycle framework that combines the practical efficiencies of waterfall and agile. We pride ourselves on quality, with established development processes and standards in place to ensure that the quality of coding output is at a high level, backed up by unit and peer testing before moving through to the QA team.

 

Our developers are well versed in a number of technologies, enabling the software to seamlessly integrate with existing systems via our API approach. As experts in Financier, the development team produce functionally rich, flexible software drawing upon years of experience in creating leading solutions.

 

Some of our core skills include:

 

  • Microsoft .Net
  • Visual Studio
  • 4GL
  • TFS
  • SQL
  • Oracle
  • Javascript
  • HTML
  • JQuery
  • Umbraco

 

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Sitting within our development team are our database consultants, specialising in Microsoft SQL and Oracle databases to assist with data warehousing, performance and migration activities.

The expertise within this team includes:

 

  • Database management
  • Data performance
  • Data migration and validation
  • Performance analysis / tuning
  • Database auditing
  • Data warehousing and reporting

 

 

Our Insights

North of England FinTech Report 2025

The report finds the North to have close to 400 FinTech firms employing nearly 20,000 people, generating £1.5 billion of Gross Value Added (GVA) to the northern economy. It estimates the total FinTech workforce of the region to be almost 70,000 people, when FinTech roles within the financial and tech sector firms are included.

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Credit card spending slows

Latest UK credit card data from global analytics software leader FICO provides stark evidence that consumer financial confidence remains low. Whilst spending has followed the usual seasonal drop after Easter, the average active balance is 4.7% higher year-on-year, suggesting consumers are not able to clear as much of their credit card debt.

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Consumer finance new business grew by 2% in May 2025

New figures released (15/07/25) by the Finance & Leasing Association (FLA) show that consumer finance new business grew in May 2025 by 2% compared with the same month in 2024. In the first five months of 2025, new business in this market was 4% higher than in the same period in 2024.

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Second charge mortgage new business volumes grew by 11% in May 2025

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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First-time buyers typically borrowing for 31 years

First-time buyers are borrowing through mortgages that last an average of 31 years as the affordability of homes remains a stretch.

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Consumer finance new business grew by 1% in April 2025

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew in April 2025 by 1% compared with the same month in 2024. In the first four months of 2025, new business in this market was 4% higher than in the same period in 2024.

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri