Software Development

Creating digital solutions for the FinTech Sector

Our customers are unique and so is our software

The design of your solution starts with our software architects who work closely with the product experts in the development team to create bespoke elements for the core Financier system.

Our experienced software developers work in the project team to create bespoke solutions for our clients in addition to enhancement and maintenance work on the core Financier platform. This fully integrated process enables architects and developers to work closely with the Analysis and Consultancy team to deliver against functional and technical specifications.

 

We follow a defined Software Development Life Cycle framework that combines the practical efficiencies of waterfall and agile. We pride ourselves on quality, with established development processes and standards in place to ensure that the quality of coding output is at a high level, backed up by unit and peer testing before moving through to the QA team.

 

Our developers are well versed in a number of technologies, enabling the software to seamlessly integrate with existing systems via our API approach. As experts in Financier, the development team produce functionally rich, flexible software drawing upon years of experience in creating leading solutions.

 

Some of our core skills include:

 

  • Microsoft .Net
  • Visual Studio
  • 4GL
  • TFS
  • SQL
  • Oracle
  • Javascript
  • HTML
  • JQuery
  • Umbraco

 

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Sitting within our development team are our database consultants, specialising in Microsoft SQL and Oracle databases to assist with data warehousing, performance and migration activities.

The expertise within this team includes:

 

  • Database management
  • Data performance
  • Data migration and validation
  • Performance analysis / tuning
  • Database auditing
  • Data warehousing and reporting

 

 

Our Insights

Mortgage lending fell slightly in February

Latest Bank of England data has shown that mortgage approvals slipped by 600 to 65,500 in February from a year ago, following a fall of 400 mortgage approvals in January.

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Second charge new business up 24% in January 2025: FLA

The second charge mortgage market made a positive start to 2025, with double-digit growth in new business by value and volume.

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Consumer finance new business grew by 2% in January 2025

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew in January 2025 by 2% compared with the same month in 2024. In the twelve months to January 2025, new business in this market was also 2% higher than in the same period in 2024.

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First-time buyers paying extra £4,200 a year on their mortgage

First-time buyers in the UK are facing paying an extra £4,200 a year on their mortgage with increased mortgage payments, which now average £940 per month compared to £590 five years ago, according to latest Rightmove research.

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Second charge mortgage new business volumes grew by 16% in December 2024

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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Asset finance new business grew by 7% in December 2024

New figures released by the Finance & Leasing Association (FLA) show that total asset finance new business (primarily leasing and hire purchase) grew in December 2024 by 7% compared with the same month in 2023. In 2024 as a whole, new business was 3% higher than in 2023.

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri